Adventurers and nature lovers visit beautiful Valley of Flowers which offer travelers with abundant natural beauty in the form of waterfalls, verdant hills.

In many cases you can make use of the ZBCs via your healthcare insurer, as many healthcare insurers have made agreements with these treatment centres. However, you will at all times be required to have a referral from your GP or specialist in order to be able to make use of a ZBC.

What will it cost you if you make use of ZBCs?

A tour of the many ZBCs and their internet pages shows that various contracts have been concluded with the healthcare insurers. However, certainly not all healthcare insurers have made agreements with all ZBCs, which is why it is really wise to check with your healthcare insurer beforehand whether the actual costs are covered, otherwise you may be faced with high costs.

When do I have to pay part of the costs myself?

This depends entirely on the policy, but also on the health insurer’s contract with the centre in question. Below are some examples of what you can expect under which policy;

Restitution Policy: You have opted for this policy in connection with freedom of choice, which is a good choice in our opinion, but attention is also paid to this policy. If you make use of a healthcare provider not contracted by the healthcare insurer, you will be reimbursed 100% of the market rate. However, the rates of the ZBCs are often higher than the treatment in a hospital with which the healthcare insurer has made an appointment. They will therefore only reimburse the costs they have incurred for treatment in the hospital. You will have to reimburse the remainder from your own budget.